Top 6 Specific Home Repairs to Cover with Your Emergency Fund

You cannot control when you have a home emergency. However, you can control whether you have enough money to cover these emergencies and the damages they cause. Keeping emergency funds is the best way to ensure you can address any emergency you have at home. Most of them are disruptive and must be handled immediately. We are not talking about buying groceries or paying a mortgage. Your emergency fund should cover the disruptive repairs that cannot go a day or a week without being fixed. Such includes a leaky roof or other plumbing issues. What you must remember is that your home emergency fund is not an investment. It is a way to safeguard yourself if you have an issue that needs a quick fix. Here are six vital repairs you should cover with your emergency funds.

Damaged Furnace

Even if you properly maintain your furnace, you may deal with days when it malfunctions and does not produce enough heat. Therefore, to avoid spending chilly nights when the furnace malfunctions, ensure you are prepared for furnace repair Calgary by keeping your emergency funds in check.

A Leaky Roof

A leaky roof is not something you should wait until you have a lot of money to replace the entire top. Extreme weather, broken branches, or poor installation may have damaged your roof. If left unrepaired, the roof could lead to more issues like fire, mold growth, pest infestation, structural damage, etc. Therefore, it is best to use your emergency funds to have the roof fixed by professionals. It will save you from extensive damage in the future.

A Broken Window

Your house is no longer safe if you have broken windows. Apart from the broken glass causing injuries, the hole left exposes your home to dangerous elements. Your home security is compromised, and you can no longer control the air leaving or entering the house. Therefore, if there is a broken window, ensure it is fixed immediately. The repair cost will depend on the type of glass, location, and other factors.

Pest Damage

Pests like rodents gnaw on items, including appliance cords. This damage can result in a fire or electrical shorts. Other pests, like termites, can also cause structural damage on wooden surfaces. So, if you discover pests in your house, you should get rid of them as soon as possible. Pests can do massive damage to your house. So, call for pest extermination to eliminate the issue.

Broken Pipes

You should also use your home emergency funds to fix broken pipes. A plumbing issue can turn from a simple-to-ignore problem to an expensive and catastrophic one. If you have broken pipes, it means you have water all over. Broken pipes are mostly caused by corrosion or freezing, which causes different issues like water damage, mold, and high water bills. So get rid of the mess by using the funds to replace the broken pipes.

Broken Appliances

You probably know how disruptive it can be if an appliance malfunctions. That moment when you have just gone grocery shopping and your fridge won’t work. Avoid such frustrations by ensuring you have enough money to repair broken appliances.


You must pay attention to these six main things in your home. Ensure you have set aside enough money to cover emergencies.